Your car is in the repair shop for a couple days, and your friend very generously lets you drive her extra car until you get yours returned . Then the most humiliating thing possible occurs – you wreck her car! What do you do now?
First , of course , you have to treat this as you would any other accident . Don’t call your pal on the telephone in a scare. Dial the police , try to get information from the other driver (unless this was a solo wreck ) and any possiblewitnesses , and, if possible, take a few photographs of the damage to the vehicles . If any driver is substantially injured , get medical assistance right away . If you think you might have minor injuries, go to thephysician as soon as you are able . Lastly , think about calling a Dallas car accident lawyer. If you’re lucky, insurance will cover this with no issues . If not, you may need an attorney to look out for your interests .
If You Are at Fault
So, if everybody’salright , noone’s injured , take a large breath – that is usually the most crucial thing. If the officers determine that you are at fault for the accident , your insurance company will likely have to be involved . Luckily, in the state of Texas, automobile insurance follows the automobile rather than the vehicle operator . So long as you were driving your friend’s auto with her permission , her insurance will cover most of the expenses . (There might be limitations to this in certain contracts . Please have your friend look over her contract .) If there’s anything that her contract does not cover , her insurance company will require your insurance firm to pay. You should offer to cover their deductible, if any.
If the Other Driver Is at Fault
If the other motorist is at fault, everything becomes simpler . Their insurance should pay for the damages . The insurance agency would only turn to your friend’s policy if the other motorist’s policy did not include something.
What Problems Can Arise ?
Several issues may spring up for when you will want to have your vehicle wreck lawyer at hand. For example , there are instances where the possessor of the auto (your buddy ) does not desire to contact her insurance company because she’s scared her rates will go up . She may end up attempting to sue you for the expenses . By law, her policy should pay, and your lawyer may have to assert that in court .
If the accident involved wounds , either to you or the other driver , it can get sketchy . Lawsuits start flying when people get injured , especially if the insurance companies aren’t covering their end. You may need to get in contact with a Dallas personal injury attorney to sort out the liabilities here.
After the wreck , remember to stay cool . Give the authorities the basics that they require , but do not divulge theories about fault or guilt. When you speak to the insurance agencies , be honest but careful about what you say. Better yet, let a Dallas car accident attorney do the speaking for you.
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