Most of the time, personal injury claims will be covered by auto insurance. However, just because you were injured and deserve to be made whole does not mean the insurance company is gladly going to give you any money. Insurance is a multi-billion dollar industry. Insurance companies are in the business of making money (by taking in premiums) and holding on to it as long as possible (so that they can invest it and earn even more money). Insurance companies do not like to pay claims, because that takes cash out of their pockets. Therefore, in the interest of corporate profits, insurance companies carefully scrutinize each and every claim and try to pay as little as possible. The overarching tactic the insurance companies use is called “The Three Ds”: deny, delay, defend. They will deny that the accident is their insured’s fault, or that you were injured. They will delay giving you any money for as long as possible (assuming you don’t take the “quickie settlement”). Lastly, they will defend any claim you make aggressively, even forcing you to go to trial.
The claims adjuster’s overall job is to get you to sign a full release of all your claims for as little money as they can get you to accept. The adjusters have many strategies for accomplishing that. The best way they can get you to accept less money is to search out and find as many weaknesses in your case as they can. However, the best way the insurance company knows to get you to accept as little as possible is to offer it to you quickly. The insurance company knows that most claimants will not be represented by an attorney right after an accident and it is a prime opportunity to convince the victim to sign a release, or at least to sign forms turning over medical records and give statements about the facts of the accident and their injuries. The insurance company’s object once you open a claim is to underpay it as much as it can get away with. The Quickie Low Ball Settlement is the oldest trick in the book. The insurance adjuster will be very friendly and offer you an amount to just wrap this whole thing up right away. The quickie offer can vary from a few hundred dollars to a couple thousand. The bottom line is that the insurance companies know that if they get you quickly before you speak to an attorney, they can get away with paying a whole lot less.
Contact us if you have been injured in Macon GA (Georgia), or in Roberta, Warner Robins, Forsyth, Byron-Centerville, Culloden, Fort Valley, Haddock, Jeffersonville, Lizella, Perry, Gray, Irwinton, Milledgeville and Vienna including Bibb County, Monroe County, Jones County, Crawford County, Peach County, Twiggs County, Baldwin County, Dooly County Houston County, Wesleyan College, Macon State College and Mercer University. Our wrongful death and personal injury attorneys are based in Macon GA (Georgia) and can get you the compensation you deserve.
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We are Macon GA personal injury lawyers – Georgia car accident attorneys – wrongful death law firm. We represent injury victims in dog bite, car and truck wreck cases, medical malpractice, scarring injury, and spinal cord injury cases.
We offer a free initial consultation to all prospective injury clients.
Macon Car Wreck Lawyer, Truck Accident Attorney, Personal Injury Lawyer Macon
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